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MORTGAGES Which type of mortgage should I choose? Today there is more choice than ever when it comes to choosing a mortgage. Fixed rate, variable rate, capped rate the list goes on and on, but which one to choose? A mortgage is probably the largest financial commitment most of you will make in your lifetimes and it is vital that you take professional advice before committing to any one mortgage deal. A mortgage is in reality a loan from a financial body or institution to you in order that you may secure the purchase of a property. This loan is generally secured against the property and is repaid over a period of time, usually twenty five years. But how do you decide which type of mortgage to go for? You may be in a stable job and have no intention of moving, or you may be like so many of us these days, expecting to make regular changes of employer during our working lifetime. The modern workplace is very fluid and it is not realistic to expect a “job for life.” The good news is that along with the extensive choice of mortgages available there is a huge choice of companies wanting to lend you money. There are very strict rules that all financial companies must adhere to when they offer you a mortgage which is designed to ensure you receive the best of advice. Choosing the wrong mortgage can be a costly mistake and is definitely an experience you can do without. Contact us to arrange for your own no obligation mortgage appointment YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. MORTGAGE ENQUIRY FORM |
USEFUL LINKS... Advice to people selling |
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